What is the NPP?
The New Payments Platform is an industry-wide payments platform for Australia, national infrastructure for fast, flexible, data rich payments in Australia.
Its also commonly referred to as OSKO or Pay ID, which are their own elements of the NPP.
Is Xinja Part of the NPP?
No.
We currently support in-bound and out-bound payments via the 'Direct Entry' system and in-bound payments (or top-ups) using our own Instant Top-Up feature, found in the app.
This means that we don't have Osko, or PayID's either.
For more info on making payments with Xinja see;
So How Can I Make and Receive Payments with Xinja?
Using the 'Pay & Transfer' button in the home screen of your app
From here you can make a payment to another bank - or transfer money between your own accounts.
For more info on how this works and transfer time-frames, check out Transfer Times.
When Will Xinja Support NPP/PayID/Osko?
Xinja is currently working on becoming part of the NPP and we hope to have this available in the April - June 2020 quarter. In the meantime, we support in-bound and out-bound payments via the 'Direct Entry' system and in-bound payments (or top-ups) using our own Instant Top-Up feature, found in the app. See How to deposit money to your Xinja Bank account for more info