What is the NPP?

The New Payments Platform is an industry-wide payments platform for Australia, national infrastructure for fast, flexible, data rich payments in Australia. 🦘

Its also commonly referred to as OSKO or Pay ID, which are their own elements of the NPP. 

Is Xinja Part of the NPP?

Not yet! 

This is our most requested feature since launch and its definitely on our radar!

We're currently working on NPP implementation and plan to introduce it towards the end of the year. 

So How Can I Make and Receive Payments with Xinja?

We currently support in-bound and out-bound payments via the 'Direct Entry' system and in-bound payments (or top-ups) using our own Instant Top-Up feature, found in the app.

You can use the 'Pay & Transfer' button in the home screen of your app to make payments 💸

From here, you can make a payment to another bank - or transfer money between your own accounts.

For more info on making payments with Xinja, see:

• How to deposit money to your Xinja Bank account 
• How long will my transfer take

For more info on how this works and transfer time-frames, check out Transfer Times.

When Will Xinja Support NPP/PayID/Osko?

Xinja is currently working on becoming part of the NPP.

In the meantime, we support in-bound and out-bound payments via the 'Direct Entry' system and in-bound payments (or top-ups) using our own Instant Top-Up feature, found in the app. See How to deposit money to your Xinja Bank account for more info