Xinja is building an independent, 100% digital bank - or "neobank" - for Australians, designed for mobile. We are not a bank yet! But we have launched our app and prepaid card. Unlike other banks,Xinja will be designed around customers' needs and in their interests. It will be incredibly simple and easy to use; you can start using a new account within seconds, see payments in real time, set financial goals and monitor your progress, follow your money using simple visuals tools and set automatic checks in place to prevent you overspending. You will also be able to ring fence or earmark funds you are saving for specific purposes without your having to open a separate account, and start saving with a single swipe. Our app and prepaid card currently only have a few of these features, but we will be adding features as we go and using feedback from our Founding Xinjas to help shape and prioritise them. The prepaid card is where you will get the chance to try out this new experience, and contribute your own ideas.