Unlike traditional banks, Xinja is focused on enabling our customers to make intuitive, optimised, fast & better money decisions without the angst.
We don't have the costs of retail branches or the burden of legacy systems, that typically make processes cumbersome and slow for customers. We believe it's time Australians had access to a new type of bank - that serves their interests - and is delivered through a brilliant mobile experience.
We will deliver this through building the bank with our customers, and by using the best technology has to offer. Xinja has been granted a license by APRA as a Restricted Authorised Deposit-taking Institution (RADI). During this phase we are able to conduct restricted banking business and prepare for launch of our transaction account, subject to receiving the Authorised Deposit-Taking Institution (ADI) license from APRA in 2019. Meanwhile, we have launched our app for both iOs and Android along with our prepaid card which is an opportunity for customers to try us out.