Xinja is building an independent, 100% digital bank or "neobank" for short, designed for your mobile. Unlike other banks, Xinja will be designed around customers needs and interests. It will be incredibly simple and easy to use with features beginning with opening new accounts within seconds, see payments in real time, set financial goals and monitoring your progress, following your money using simple visuals tools and automatic check-ins in place to prevent you overspending. You will also be able to ring fence or earmark funds you are saving for specific purposes without you having to open a separate account and also start saving with a single swipe.
Our beta app and prepaid card currently only have a few of these features, but we will be adding features as we go and using feedback from our Founding Xinjas to help shape and prioritise them. The prepaid card is where you will get the chance to try out this new experience, and contribute your own ideas.