Using the Xinja Card:

• When inserting the card for purchases and cash withdrawals please select "Credit". 
• Paywave will be good to go straight away!

Don't worry, we don't charge any fees and your transactions won't be affected in any way. 

Why Credit?

The Xinja Debit card's payment system is configured with the Mastercard payment network, this uses the "Credit" option to make a purchase or withdrawal.

You are still using the funds in your Xinja transaction account.