What are pending transactions?
Pending transactions are 'holds' placed on funds in your account until a payment can be fully processed by the merchant. This allows you to make a purchase straight away even though your funds may take a bit longer to be withdrawn.
How long will my transactions stay pending?
Time frames can vary and its up to the merchant you have made a purchase from to clear/settle your payment before it can be changed from 'pending' to settled'. Xinja does not control this and it can take up to 10 business days for a pending transaction to settle.