The Xinja bank account has zero account maintenance, card and currency conversion fees. While Xinja doesn't charge ATM fees, some ATM providers might - so watch out for that!
The ATM providers in Australia that don't charge fees are:
- CBA
- ANZ
- NAB
- Suncorp
- HSBC
And the ATM providers in Australia that currently do charge fees:
- Westpac
- St George (charge $4.00)
- REDI/Armaguard (charge $2.50)
We may charge fees for some services in the future, and we do have fees for things like transaction investigations and replacement cards (only if you order lots!) For more details, check out our bank account terms and conditions.