We're not big on fees at Xinja!

The Xinja bank account has zero account maintenance, card and currency conversion fees.

While Xinja doesn't charge ATM fees, some ATM providers might - so watch out for that! 🏧 Withdrawals should be free with all major Australian banks though! If the ATM operator charges, the ATM will let you know before the withdrawal is confirmed.

We may charge fees for some services in the future, and we do have fees for things like transaction investigations and replacement cards (only if you order lots!) For more details, check out our bank account terms and conditions. 📃