What is it?
The Round-Up feature allows you to automatically save the loose change from your debit card purchases to your savings.
How does it work?
When you make a debit card purchase, we’ll round up the transaction to the nearest dollar or five dollars (you can choose!) and transfer the money from your Bank Account to your Stash. You can opt-in to / opt-out of the Round Up feature in the App any time.
What debit card purchases are eligible for Round-Up?
Purchases made in-store in Australia and Australian online merchants are eligible for Round Ups. We’ll round up transactions as long as the balance of your Xinja Bank Account after your debit card purchase is equal to or over $10.
International transactions and ATM withdrawals (both domestic and international) aren’t included in the Round Up.
Any purchases made that are a 'Pre-Authorisation' won't be rounded up either - think hotel security deposits, afterpay transactions, vending machines, rental cars etc... See Pending Transactions for more info about these.
For more details on Stashes, please check the Xinja Bank Account Terms & Conditions