We currently don't have any cash deposit facilities. Xinja's intention from when we first entered the market two years ago, has always been to be an all-digital, mobile-only bank. We've focused on the mobile experience as that's how a huge amount of people do their banking these days.
So we do really appreciate there is still a place for cash! We are focusing on digital-only though as this is how people will do their banking more and more from now on 💸
You can deposit to your Xinja account in two different ways at the moment:
- Instant top-up (Use a debit card to deposit up to $2000 immediately)
- Direct Deposit (BSB/Account number transfer that happens overnight on business days)