You don’t need to close your account – we will do that for you as soon as all funds have been transferred out of it. You will not be able to make any payments into your bank account after Tuesday 22nd December 2020, and any attempted payments into the account will be returned to the originating account. If you have a Stash account, you need to transfer any funds in it to your Bank Account before Wednesday 23rd December 2020 If you do not transfer your funds from your Stash account to your Bank Account by this date, any remaining funds will be automatically transferred to your Bank Account on your behalf. If you do not transfer your funds, we will automatically close your Stash and transfer the balance including any outstanding interest to your Xinja Bank Account for you on Wednesday 23rd December 2020. You will then be able to transfer the remaining balance to an external account.